BIO CONTACT INFO RECOMMENDATIONS POSTS

Cecilia Payne

CTJT Financial Group,LLC

Cecilia has always been passionate about helping others, which is why she decided to be an insurance consultant. With her background of customer service she has well over 17 years of experience helping others. If you're looking for any type of insurance you have come to the right site. Contact her today so that she can assist you with all of your insurance needs.

Contact Info
Cecilia Payne CTJT Financial Group,LLC
ctjtfinancialgroup.com
Mobile: 404-956-4034
Resident license: 3074004
Licensed states:
Alabama Arizona Arkansas California Colorado Florida Georgia Illinois Iowa Kentucky Louisiana Michigan Minnesota Mississippi Missouri Montana New Jersey New Mexico North Carolina North Dakota Ohio Oregon Pennsylvania South Carolina Tennessee Texas Virginia Washington Wisconsin Wyoming
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LIFE
Learn More About Permanent Life Insurance
• 11 min read
Life insurance can be an unpopular discussion at a cocktail party, but for Baby Boomers nearing or in retirement, it is something to talk about.  Learning about the changing life insurance category and how innovations and new options provide som...
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DI
What To Know Before Buying Disability Insurance
• 11 min read
Choosing the right disability insurance policy requires a considerable amount of knowledge and research. You need the knowledge of insurance agents and companies to steer you in the right direction, but you must also conduct your own resear...
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IUL
What Kind Of Investment Is A 702(j)?
• 11 min read
Whether you've had an insurance salesman aggressively pitch you a 702(j) "retirement plan," or you've read information about it online, you may still be wondering what it is. A 702(j) plan is not a retirement plan, even th...
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LTC
Not All Long-Term Care Is Given At Nursing Facilities
• 11 min read
The evolving nature of long-term care insurance policies means fewer beneficiaries end up in nursing homes, according to an industry group that released a new claims analysis Friday. More than half (52.1%) of all new long-term care insurance claims...
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ANNUITY
What To Consider Before Buying An Annuity
• 11 min read
If there's one thing countless workers fear, it's running out of money in retirement. Even if you've saved well, you never know when a market downturn or series of unfortunate circumstances might cause you to deplete your nest egg prematu...
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LIFE
Artificial Intelligence And The Future Of Life Insurance
• 11 min read
Artificial intelligence is on the horizon in many industries, but it’s an active part of quite a few already. Life insurance is one of them, and executives in the industry are betting that the technology will continue to revolutionize the ways...
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MED
The News On Medicare Expansion
• 11 min read
Three recent pieces of news out of Washington, D.C., may mean more certainty and better coverage for current and future beneficiaries of Medicare — the federal health program for people 65 and older. No. 1: House Speaker Paul Ryan announc...
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HEALTH
You May Be Surprised By What Your Health Insurance Does Not Cover
• 11 min read
Christmas lights while blindfolded. But it's important! If you're lucky to be among the 87.8 percent of Americans who had health insurance in 2017, then it's imperative to understand what types of health care costs are covered...
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ANNUITY
Understanding Annuities
• 11 min read
An annuity can be a very smart retirement investment for many people. That's not just because an annuity can provide a secure revenue stream — a monthly check — for the rest of your life, no matter how long you live. On top of that, t...
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Newsletter
ANNUITY
Annuities Boost Single Women’s Retirement Confidence: LIMRA
• 11 min read
The effect on single men isn't as pronounced, LIMRA finds. Single U.S. women may feel a lot more positively about owning annuities than single U.S. men do. LIMRA has raised that possibility in a new batch of survey data. LIMRA analysts based th...
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